Replacing Classic, Gold and Platinum. A low, everyday rate and low to no fees1 with new features to help you know your credit—and protect it.

School Employee

The credit card with a degree in higher earning. Designed exclusively around the needs of school employees, with low rates and 1.5% cash back.


All of the benefits without the restrictions. Now with 1.5 points per $1 for an even more rewarding experience.


This credit card can be a great way to establish or re-establish your credit history. Now with added features for maximum protection and accessibility.

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1. SchoolsFirst FCU’s credit card program features a range of rates based on a variety of factors, including the applicant’s credit rating. APR = Annual Percentage Rate. As of 9/2/20, Inspire credit card rates range from 8.50% – 17.40% APR; School Employee credit card rates range from 7.50% – 17.90% APR; and Rewards credit card rates range from 11.50% – 17.90% APR. Rates are subject to change, are variable and subject to increase after account opening. Must be a current school employee to qualify for the School Employee credit card. For Share-Secured credit card: rate is currently fixed at 13.90% APR and subject to change without notice. Foreign transaction fee: 2% of the transaction in U.S. dollars for Inspire, School Employee and Share-Secured cards.

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