Share-Secured Questions

Is a Share-Secured Mastercard right for me?

The Share-Secured Mastercard is great for Members looking to establish credit or recover from economic challenges.

How is the Share-Secured Mastercard different from other SchoolsFirst FCU credit cards?

Unlike other SchoolsFirst FCU credit cards, you decide the credit limit you want for the Share-Secured card ($500 to $5,000) by depositing that amount as security. You’ll earn dividends on those funds while they are pledged to your Secured Mastercard.

Will the benefits of the Share-Secured Card change?

While the Share-Secured credit card will no longer feature the Auto Rental Damage Waiver and Travel Accident and Baggage Delay, we’re enhancing the card with new benefits and security features, including EMV chip technology, ID Theft Alerts, Price Protection, and Extended Warranty.

How will my new Mastercard appear in online banking and on the mobile app?

Roughly one week prior to receiving your new Mastercard credit card in the mail, it will appear in online banking. Until you receive your new card in the mail and are able to activate it:


    •    >> Any transactions made on your existing Visa® credit card will automatically transfer to your new Mastercard credit card account.


    •    >> Although a credit limit may be shown with each listed credit card account, your original credit limit is unchanged.


    •    >> You may pay your bill by clicking on the link for either the existing or new credit card account. Your payment will ultimately be applied to your new credit card account.


Once you activate your new card, your old card will become inactive and its account information will no longer appear separately in Online Banking after approximately one week.

External Website Linking


By clicking on this link, you are leaving SchoolsFirst FCU's website. You are linking to an alternate website not operated by SchoolsFirst FCU, and SchoolsFirst FCU is not responsible for the content of the alternate website. The fact that there is a link from SchoolsFirst FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. SchoolsFirst FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by SchoolsFirst FCU, and you should review the alternate website's policies.


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