Inspire Benefits

Credit-friendly features

  • Annual skip-a-payment without impacting your credit score1
  • Be in control of your financial future with free credit score and customized reports from SavvyMoney

Keeping you covered3

  • Price Protection to reimburse you the difference if you purchase an item and find it for a lower price in 60 days
  • Extended warranty coverage that doubles the manufacturer’s or store brand’s warranty for up to one year when you pay with your card
  • Be covered for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car
  • Coverage for travel accident and baggage delay

Enhanced layers of security to keep you protected

Exclusively for Mastercard® cardholders

  • Priceless® Cities, an exclusive benefit that offers one-of-a-kind experiences and adventures

Inspire Mastercard Credit Card4

Variable rate. No annual, balance transfer or cash advance fees.

Annual Percentage Rate (APR)

10.75% – 17.90%

Credit Limit

Up to $25,000

APR = Annual Percentage Rate
1. Automatically offered during December billing cycle to qualified Members. This payment is typically due at the end of December or within the month of January, depending on your billing cycle. You can choose whether or not to make a payment. If you choose to make no payment during the month, finance charges will continue to accrue until you make a payment. By skipping the payment you will pay more in total interest. Interest will continue to accrue during the skip payment period. 2. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity theft protection and fraud detection. CSID is a registered trademark of CSIdentity Corporation. 3. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call 1-800-MASTERCARD for assistance. Refer to the Travel Accident & Baggage Delay Insurance Coverage description or call 800.337.2632 for more information on this benefit. 4. SchoolsFirst FCU’s credit card program features a range of interest rates based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of 12/21/18 and are subject to change without notice. Variable rate, subject to change after account opening. Foreign transaction fee: 2% of the transaction in U.S. dollars.

External Website Linking


By clicking on this link, you are leaving SchoolsFirst FCU's website. You are linking to an alternate website not operated by SchoolsFirst FCU, and SchoolsFirst FCU is not responsible for the content of the alternate website. The fact that there is a link from SchoolsFirst FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. SchoolsFirst FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by SchoolsFirst FCU, and you should review the alternate website's policies.


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