- Annual skip-a-payment without impacting your credit score1
- Be in control of your financial future with free credit score and customized reports from SavvyMoney
Variable rate. No annual, balance transfer or cash advance fees.
10.75% – 17.90%
Up to $25,000
APR = Annual Percentage Rate
1. Automatically offered during December billing cycle to qualified Members. This payment is typically due at the end of December or within the month of January, depending on your billing cycle. You can choose whether or not to make a payment. If you choose to make no payment during the month, finance charges will continue to accrue until you make a payment. By skipping the payment you will pay more in total interest. Interest will continue to accrue during the skip payment period. 2. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity theft protection and fraud detection. CSID is a registered trademark of CSIdentity Corporation. 3. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call 1-800-MASTERCARD for assistance. Refer to the Travel Accident & Baggage Delay Insurance Coverage description or call 800.337.2632 for more information on this benefit. 4. SchoolsFirst FCU’s credit card program features a range of interest rates based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of 12/21/18 and are subject to change without notice. Variable rate, subject to change after account opening. Foreign transaction fee: 2% of the transaction in U.S. dollars.