Rewards Benefits

Enjoy more with points and perks

  • Receive 10,000 rewards points at card opening; no purchase required
  • 1.5 points for every $1 spent; up to 5x points on online purchases made through the Member Rewards Program
  • Unlimited points that never expire1
  • Get more travel rewards for your points—and get them faster—with higher point-to-ticket values
  • Redeem points to enjoy more of what you love—including cash, travel, merchandise and more
  • Receive a cash rebate into your Share Savings when you use your card to make qualified purchases at participating merchants2

Explore the Member Rewards Program

Keeping you covered4

  • Price Protection to reimburse you the difference if you purchase an item and find it for a lower price in 120 days
  • Extended warranty coverage that doubles the manufacturer’s or store brand’s warranty for up to one year when you pay with your card
  • Be covered for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car
  • Coverage for travel accident and baggage delay

Enhanced layers of security to keep you protected

Making travel an even more rewarding experience

  • Through your personal travel advisor, every detail of your next vacation can be scheduled without any fees
  • A personal concierge to arrange everything from dinner reservations to theater tickets
  • Access to the Luxury Hotels & Resorts program’s amenities, like complimentary room upgrades and late check-out
  • Priceless® Cities an exclusive benefit for Mastercard cardholders, that offers one-of-a-kind experiences and adventures

Discover more of your luxury travel benefits

Rewards Mastercard Credit Card5

Variable rate. No annual, balance transfer or cash advance fees. No foreign transaction fee.

Annual Percentage Rate (APR)

13.75% – 17.90%

Credit Limit

Up to $25,000

APR = Annual Percentage Rate
1. Account must be open, current and in good standing. 2. Merchant Rebates will not be reflected on your purchase receipt, but will be posted to your Primary Share ID 01 within 7-10 days of purchase. 3. To bring you this benefit, Mastercard has partnered with CSID®, an industry leader in identity theft protection and fraud detection. CSID is a registered trademark of CSIdentity Corporation. 4. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call 1-800-MASTERCARD for assistance. Refer to the Travel Accident & Baggage Delay Insurance Coverage description or call 800.337.2632 for more information on this benefit. 5. SchoolsFirst FCU’s credit card program features a range of interest rates based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of 12/21/18 and are subject to change without notice. Variable rate, subject to change after account opening.

External Website Linking


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