Rewards Benefits

Enjoy more with points and perks

  • Receive 10,000 rewards points at card opening; no purchase required
  • 1.5 points for every $1 spent
  • Unlimited points that never expire1
  • Get more travel rewards for your points—and get them faster—with higher point-to-ticket values
  • Redeem points to enjoy more of what you love—including cash, travel, merchandise and more
  • A $5 discount for Postmates orders of $25 or more2
  • Free, unlimited 2-day shipping and return shipping from more than 140 participating online retailers (enrollment in complimentary ShopRunner membership required)3
  • Skip your December billing cycle payment without impacting your credit score4

Explore the Member Rewards Program

Keeping you covered6

  • Be covered for damage due to collision or theft with MasterRental Insurance when you use your card to reserve and rent a car

Enhanced layers of security to keep you protected

Making travel an even more rewarding experience

  • A 10% discount when you book a home with onefinestay7
  • Priceless® Cities an exclusive benefit for Mastercard cardholders, that offers one-of-a-kind experiences and adventures
  • No foreign transaction fee

Rewards Mastercard Credit Card8

Variable rate. No annual, balance transfer or cash advance fees. No foreign transaction fee.

Annual Percentage Rate (APR)

11.50% – 17.90%

Credit Limit

Up to $25,000

APR = Annual Percentage Rate
1. Account must be open, current and in good standing. 2. Rewards Mastercard cardholders receive a $5 discount for Postmates orders of $25 or more (not including taxes, delivery fees, and tips). Cardholders will automatically receive the benefit by using their Rewards card on or via the Postmates mobile app. See Guide to Benefits for details and restrictions. 3. Enrollment in ShopRunner membership required. Eligible Rewards Mastercard receive unlimited free 2-day shipping, free return shipping, member-only deals and much more at more than 140 online retailers and access. See Guide to Benefits for details and restrictions. Merchant Rebates will not be reflected on your purchase receipt, but will be posted to your Primary Share ID 01 within 7-10 days of purchase. 4. Automatically offered during December billing cycle to qualified Members. This payment is typically due at the end of December or within the month of January, depending on your billing cycle. You can choose whether or not to make a payment. If you choose to make no payment during the month, finance charges will continue to accrue until you make a payment. By skipping the payment you will pay more in total interest. Interest will continue to accrue during the skip payment period. 5. To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years. 6. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call 1-800-MASTERCARD for assistance. 7. Eligible Rewards Mastercard cardholders can receive a 10% discount on bookings with onefinestay. See Guide to Benefits for details and restrictions 8. SchoolsFirst FCU’s credit card program features a range of interest rates based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of 3/18/20 and are subject to change without notice. Variable rate, subject to change after account opening.

External Website Linking


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