Share-Secured Benefits

How it works

  • Secure your credit limit with a deposit of an equal amount, $500 to $5,000
  • Earn dividends on your deposited funds while they are pledged as security for your card

With responsible use and healthy spending habits you may be eligible for an unsecured credit card at a lower rate.

Keeping you protected2

  • If your card is ever lost or stolen, you’re covered by zero fraud liability

Enhanced layers of security to keep you protected

Exclusively for Mastercard® cardholders

  • Priceless® Cities, an exclusive benefit that offers one-of-a-kind experiences and adventures

Share-Secured Mastercard Credit Card3

Non-variable rate. No annual, balance transfer or cash advance fees.

Annual Percentage Rate (APR)


Credit Limit

$500 to $5,000

APR = Annual Percentage Rate
1. To bring you this benefit, Mastercard has partnered with Generali, a global leader in identity protection for over 15 years. 2. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Mastercard card to secure transactions. Please refer to your Guide to Benefits for further details or call 1-800-MASTERCARD for assistance. 3. SchoolsFirst FCU’s credit card program features a range of interest rates based on a variety of factors, including the applicant’s credit rating. Rates quoted are effective as of 10/31/19. Prior to account opening, the quoted rate may change without notice. After account opening, the rate is fixed for a minimum of one year, subject to change thereafter. Foreign transaction fee: 2% of the transaction in U.S. dollars.

External Website Linking


By clicking on this link, you are leaving SchoolsFirst FCU's website. You are linking to an alternate website not operated by SchoolsFirst FCU, and SchoolsFirst FCU is not responsible for the content of the alternate website. The fact that there is a link from SchoolsFirst FCU's website to an alternate website does not constitute endorsement of any product, service, or organization. SchoolsFirst FCU does not represent either you or the website operator if you enter into a transaction. Privacy and security policies may differ from those practiced by SchoolsFirst FCU, and you should review the alternate website's policies.


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